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What is the purpose of this inspection?
What will happen if I fail to have the
inspection performed?
Where should I take my vehicle to be inspected?
What documents are needed for presentation
at the inspection site?
What will take place during the inspection??
Is there a fee for the
inspection; how long will it take?
Who can I call for additional service information
regarding pre-insurance inspection?
Bill Frink Phone: 631-862-9300 x 119
GEICO Presents Excellence Award to CARCO
Vehicle
Pre-Insurance Inspection Information & A-V Media
Historical Perspective of
CARCO Inspection Services
Q. WHAT IS THE PURPOSE OF THIS
INSPECTION?
A. Your state
requires this inspection for the
protection of you and of your
insurance company. The inspection is
designed to document the existence of the vehicle,
its physical condition and existing
options and accessories. The ultimate goal of vehicle
pre-insurance inspection is to help reduce the cost of
automobile physical damage insurance coverage (collision and
comprehensive) by accurately documenting your vehicle,
and greatly reducing the possibility of fraudulent claims.
Q. WHAT WILL HAPPEN IF I FAIL
TO HAVE THIS INSPECTION PERFORMED?
A. There is a regulation in
states with mandatory inspection laws
that requires vehicles subject to pre-insurance inspection
to be completed within a grace period,
which differ by state (listed
below). If you do not comply within the allotted time, your
physical damage coverage (comprehensive and collision) will be
suspended at 12:01 A.M. the day after
the end of the grace period.
|
STATE |
GRACE PERIOD |
| NEW YORK |
5
CALENDAR DAYS |
|
MASSACHUSETTS |
10
CALENDAR DAYS |
| NEW
JERSEY |
7
CALENDAR DAYS |
| RHODE
ISLAND |
10
BUSINESS DAYS |
| FLORIDA |
7
CALENDAR DAYS |
Q. WHERE SHOULD I TAKE MY
VEHICLE TO BE INSPECTED?
A. CARCO has an extensive
network of inspection sites strategically located throughout New
York, Massachusetts, New Jersey, Rhode Island,
and Florida. You may choose any site that is convenient within
your state. You can also have an
inspection performed at a site outside of your
state provided that
you notify the inspector to note on the inspection form
which state the inspection is for,
along with insurance company information. If you were not
provided with a list of sites, convenient
local sites can be found on this
website, from the home page. Look for the Inspection Services section, and click
on the box that says "Click here for the Site Locator". You
can also call our toll-free telesite at 1-888-242-1200.
Q. WHAT DOCUMENTS ARE NEEDED
FOR PRESENTATION TO THE INSPECTION SITE?
A. Please bring any document
that was provided to you by your broker or insurance company,
which lists your insurance company's
name, your policy number (if known)
and a description of your vehicle. Your insurance company name
(and broker if you have one) is most important! The
document provided to you should be
presented to the inspector for mailing to CARCO,
along with your completed inspection report.
These documents are used in processing your inspection
report. However, if no documentation was provided by your broker or
insurance company, you may
still have your inspection completed. Just be sure to provide
your insurance company information to the inspector.
Q. WHAT WILL TAKE PLACE DURING
THIS INSPECTION?
A. The CARCO inspector will
complete a state-mandated inspection
report form, noting the general
condition of your vehicle, options, accessories, vehicle
identification number (VIN), odometer reading,
and other required information. The
inspector will also take photographs of your vehicle
(except in FL). You will then review and sign
the inspection report. At the
completion of the inspection, you will be provided with
a copy of the official report,
which should be retained for your
personal records, or provided to your
broker if it's requested.
The original inspection report, with
photos, will be processed by CARCO and
forwarded to your insurance company.
Q. IS THERE A FEE FOR THE
INSPECTION AND HOW LONG WILL IT TAKE?
A. There is NO CHARGE to you
for the inspection,
which takes approximately 15 MINUTES
to complete,
including the report and photographs.
Q. WHO CAN I CALL FOR
ADDITIONAL SERVICE INFORMATION REGARDING THE PRE-INSURANCE
INSPECTION PROCESS?
A. If you have any questions,
need additional information or encounter any difficulty, please
feel free to call us at 1-800-969-2272 (option 4)
or email us at inspections@carcogroup.com.
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Additional Options
Find an Inspection Location
Build Custom Site List
List of Sites by State
Get Authorization Form (PDF)
Inspection Confirmation
Training Log-In
Becoming an Inspection Site
Contact Us
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