CARCO's Pre-Insurance Inspection Solution

Why does CARCO's vehicle Pre-Insurance Inspection Solution exist?

CARCO's Pre-Insurance Inspection Solution prevents fraud, reduces risk and decreases costs to insureds. This is complemented with the powerful vehicle title history data from National Motor Vehicle Title Information System (NMVTIS).

Since 1977, CARCO has been fighting fraud and reducing losses by creating an inspection database which is accessible 24/7 and houses over 35 million electronic inspections of the 50 million inspections conducted to date, which is accessed by law enforcement and insurance companies at a rate of 11,000 vehicles searched per day. Law enforcement and insurance fraud investigators not only regularly-access the database, but utilize it as a training tool as well!

Insurance fraud costs the motoring public millions of dollars each year. CARCO, working closely with the National Insurance Crime Bureau (NICB) and other law enforcement agencies, has helped recover and prevent tens of millions of dollars in fraudulent claims over the years.

As the leading provider of Pre-Insurance Inspection services in the United States, we confirm inspected vehicles are properly valued and insured.

CARCO's mission and solution provide:


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CARCO's years of experience coupled with forward looking technology has created a solution based on automation & ease of inspections. Captured by smart phone or tablet and transmitted to CARCO's inspection portal for immediate processing. CARCO maintains its platform at the forefront of technology deploying progressive solutions.





Examples include:

Central Repository and Inspection Copy Mailing Services to ensure current state regulations are met with the most current and efficient technology available.



NMVTIS reports help fight fraudsters, reduce loss to carriers & insureds, while helping minimize risk from an underwriting standpoint for carriers.

Reports include 100% JSI (Junk, Salvage and Insurance "Total Loss" info) for ALL vehicles and DMV info representing 96% of the US vehicle population (brand, title and odometer reading at time of titling) which ensure safe vehicles on the road.



CARCO's Pre-Inspection Insurance Solution lowers the risk of:
Non-existent vehicles ["Paper Cars"] | Claims for pre-existing damage | Salvage schemes "Cloned" vehicles | Multiple policy frauds | Import / Export schemes


For Inspection Site Locations Information please call 1-800-969-2272 x306

For more information on CARCO's Insurance - Inspection Division Solutions offering, contact a Specialist at 877-250-4412 or

CARCO, setting the standard for accurate and reliable vehicle inspection services for 37 years.

Pre-Insurance Inspection Report Log-In

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Carco News


William Pagan Joins CARCO Group, Inc. as Senior Vice President, Inspection Division. Read more...

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NEW FCRA FORMS Click here to view

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**NEW** White Paper: Selecting a Background Screening Company: Avoiding Litigation Through Proper Due Diligence Click here to view

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CARCO announces partnership with iCIMS, Inc. to provide a seamless, integrated and efficient risk mitigation solution. Click here to view

**NEW** FTC/EEOC Joint Publication: Background Checks: What Employers Need to Know. Click here to view

CARCO Achieves Second Oracle Validated Integration of Background Check Solutions with Oracle Talent Management Cloud. Click here to view

CARCO's Announces Oracle Validated Integration with Oracle Taleo Enterprise Cloud Service and CARCO's I-9/E-Verify Solution. Click here to view

EEOC Guidance Released on Criminal History Record Checks. Click here to view.

Interested in Sue Weaver C.A.U.S.E. Certification? CARCO can help! Click here to view

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Industry News


CARCO in the Spotlight

CARCO in the Fayetteville Observer. CARCO Donates an All-Terrain TrackChair to Wounded Soldier Sgt. Willie Stewart. Click here to view.Read Article: Recommended reading for employers: Best Practice Standards - The Proper Use of Criminal Records in Hiring, in which CARCO Group was a collaborator. Click here to viewRead

CARCO in The New York Times. A tip from CARCO started the police investigation which broke up a luxury car theft ring! Click here to view.Read

Lana Batts, Co-President, Driver iQ, a division of CARCO Group, interviewed by DC Velocity about pre-screening in the trucking industry. Read the interview. Read

One year after Superstorm Sandy, CARCO's CEO, Jim Owens, is in the New York Daily News, October 29, 2013 edition, discussing CARCO's solutions to preventing the purchase of a damaged car. Click here to view "Superstorm Sandy floods the used car market with shady deals and unscrupulous sellers".

CARCO's CEO in the News! Jim Owens' interview in Newsday LI Business discussing risk management in looking for vehicle lemons flooded in superstorm Sandy and in performing background checks on prospective employees. Click here to view

--View all Industry News--

Our Blog


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Latest Video and Podcasts

NEW PODCAST: Fred Giles, CARCO's SVP, Research Division, on Privacy Piracy discussing how to avoid privacy pitfalls of background checks.
Listen to the podcast Carco

Fred Giles, CARCO's SVP, Research Division, explains the EEOC's Guidance on Use of Criminal Records in Hiring. VIEW NOW

"The Matrix Quandry - To use or not to use?"
by CARCO's Fredrick G. Giles, CPP, SVP, Research Division, to Security Management Magazine.
Listen to the podcast Carco
Read the article. Carco

CARCO CEO Jim Owens speaks with NY1 on auto scams following Hurricane Sandy. VIEW NOW

Jim Owens, CARCO's President and CEO, Presents a Very Strong Case Supporting Vehicle Inspections to Senior Members of the New York State Senate VIEW NOW

Click here to access the webcast by Fred Giles, CPP, CARCO's SVP, Research Division, regarding "Background Screening Compliance Trends"

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